Possessing a credit card is no longer deemed a luxury; rather, it has evolved into a lifestyle accessory. Beyond merely facilitating immediate credit for both minor and substantial expenditures, credit cards contribute to the establishment of a robust credit history.
The range of cards offered by IndusInd Bank is extensive, aiming to cater to the diverse needs and preferences of customers based on their financial capacities, income levels, spending patterns, and lifestyles. The advantages encompass exceptional flexibility, ensuring a seamless alignment with individual needs, regardless of income or lifestyle.
Features and Benefits of the IndusInd Bank Credit Cards
With the IndusInd Bank Credit Cards, you get several exclusive features and benefits, some of which are as described below:
Welcome Perks: Upon affiliating with the IndusInd family through card ownership, the bank extends a warm welcome, offering various benefits, such as:
- EazyDiner Gift Vouchers for discounts at preferred restaurants
- Exclusive Montblanc items like watches, jewelry, leather goods, eyewear, and more
- Luxe Gift Card for luxury shopping experiences with top brands
- Retreat at the Postcard Hotel
- Vouchers from major companies like Amazon, Big Bazaar, Flipkart, Ola, Biba, Apollo Pharmacy, Zee5, and Uber via Vouchagram
Travel Plus Initiative: Among the advantages of IndusInd credit cards is access to the Travel Plus program, obtainable for an annual fee of ₹5,000. This program includes:
- Complimentary access to airport lounges
- Special exemptions on lounge usage outside India
- Coverage for lost baggage
IndusInd Bank provides concierge services offering:
- Assistance with flight bookings
- Hotel reservations
- Arrangements for entertainment and sports events
- Delivery of flowers and gifts
- Pre-trip support
Auto Aid and Fuel Surcharge Exemption:
As part of the credit card benefits, IndusInd offers:
- Auto assistance for unexpected car breakdowns
- 1% fuel surcharge waiver at all fuel stations nationwide
Airport Lounge Access:
A notable perk of IndusInd credit cards is the access to Priority Pass program, granting entry to over 600 airport lounges globally.
Another advantage is the accumulation of reward points. IndusInd Bank offers up to 2 reward points per ₹100 spent, with redemption options for expendable funds at affiliated vendors.
Reasons to Choose IndusInd Bank’s Credit Cards
Ease of Application: Applying for an IndusInd Bank credit card is hassle-free. Visit their official website, complete a digital application, and receive online approval with the card delivered to your doorstep in just 5 working days.
Diverse Perks and Privileges: IndusInd Bank’s credit cards offer a wide array of deals, cashbacks, and rewards tailored to your lifestyle, whether you’re a frequent traveler or a avid shopper. Enjoy benefits like discounted foreign currency markup, flight deals, and more.
No Joining Fee and Lifetime Free Cards: IndusInd Bank offers instant credit cards without any application or annual fees. Some cards are even free for a lifetime, eliminating concerns about annual fees or spending milestones.
Rewards That Never Expire: IndusInd Bank credit cards ensure your reward points never expire. Redeem them at your convenience, and some cards offer accelerated points on specific spends and bonus rewards for achieving milestones.
Higher Limits and Relaxed Eligibility Criteria: Applying for an IndusInd Bank credit card is a simple 3-step online process. All you need is a permanent address and a stable monthly income. The bank considers your profile and CIBIL score to offer competitive credit limits.